NAI Chesterfield Capital Advisors, LLC is a joint venture of NAI Global, the premier network of independent commercial real estate firms and one of the largest commercial real estate service providers worldwide, and Chesterfield Faring, Ltd., one of the fastest growing real estate restructuring groups representing borrowers in the United States.  NAI Chesterfield has the resources, experience, financial analytical skills and relationships with lenders and servicers to assist any borrower in restructuring their debt.  We understand the legal context and negotiating skills required to work-out any bad debt situation on behalf of a borrower.

NAI Chesterfield has extensive experience assisting borrowers that do not have adequate operating income to service their debt loads.  NAI Chesterfield can introduce new capital sources to deleverage single assets and portfolios while negotiating with lenders to reduce the borrower’s loan amount (and interest rates) so that borrowers can reset their assets to face this unparalleled downturn in this current real estate cycle.  Our strength is addressing and solving complex real estate challenges by understanding our client's unique situation and utilizing a multidisciplinary approach to achieve a clear, concise and preferred result for the borrower.  This expertise applies to all major property types, including office, industrial, retail, multi-family, hospitality, condo/co-op developments, master-planned communities and land development.

NAI Chesterfield can access and have direct relationships with servicers and lenders; most attorneys only deal with opposing legal counsel and never interact directly with a lender or servicer.  This is a key benefit to a Borrower, putting the Borrower closer to the lender, where nothing is lost in translation.  Since most of our compensation is success-based (with limited retainers), that means we must produce results in order to be compensated.  The faster the result, the sooner NAI Chesterfield gets compensated. Others working on an hourly basis may prefer to drag out the process while NAI Chesterfield seeks ways to move the process quickly. Unlike other advisers, NAI Chesterfield uses the costly legal system as a negotiating tool to obtain better settlements for its clients.   NAI Chesterfield is expert in reducing or showing methods to potentially assist in voiding Borrower’s personal guarantees.  Often, it is a tough and difficult task to convince a lender to relinquish even valueless personal guarantees.

NAI Chesterfield services include:

• Reduction in interest rates
• Reduction in principal
• Waiver of Amortization
• Release Borrowers from personal guarantees
• Deleveraging through raising new replacement debt and/or equity
• Lender litigation support
• Minimize tax exposure through creative transactions
• Asset management of encumbered property(s)

NAI Chesterfield's process of preventing a foreclosure is a three-part process:

• Create a comprehensive strategy addressing the immediate issues affecting the encumbered property and the Borrower.
• Develop a long-term business plan that results in an exit strategy for the Lender.
• Mitigate the client's exposure and restructure their debt.